Oklahoma does not require nursing homes licensed in Oklahoma to carry insurance. Oklahoma State Senator Richard Lerblance submitted this session a bill requiring nursing homes to carry liability insurance. The Journal Record (OK) quotes an opponent as saying, “Would you rather take care of the patient or pay liability insurance? With low reimbursement rates, it’s almost impossible to do both.”
What a false choice. If you cannot make a profit and still pay for insurance, you should get out of the business because you are not running a profitable company.
How can it possibly make sense that auto insurance is mandatory but medical malpractice insurance and nursing home insurance is not mandatory?